Expert Insolvency Solutions for Small and Medium Sized Businesses in Wilmslow, Cheshire and Manchester – The North West’s Leading Licensed Corporate Insolvency Practitioners Helping Small and Medium Sized Businesses in Wilmslow.

Who are we? Meet Tom Fox

Welcome to Umbrella.UK, your trusted insolvency practitioners serving Wilmslow, Cheshire and the North West. Our director-led team specialises in providing expert guidance and support to small businesses facing financial challenges. From business rescue to business closure, we offer personalised solutions tailored to your needs.

Overseeing Umbrella.UK Insolvency, Tom Fox has close to 20 years of experience in personal and corporate insolvency practice, qualifying to act as an Insolvency Practitioner in 2007 after becoming one of the youngest candidates in the country to pass the insolvency examinations. He is a member of the Insolvency Practitioners Association (IPA) and Association of Business Recovery Professionals (R3).

Before joining Umbrella.UK Insolvency, Tom spent more than five years at a top ten national insolvency firm, working at close quarters with a wide range of stakeholders including banks, asset based lenders and accountants.

A friendly family man with 2 young energetic sons and a working cocker spaniel dog, Tom lives in the beautiful High Peak and enjoys football (coaching, playing and watching!) and sipping on an ale in the local village pub. Professionally he covers the whole of the North West area.

Why Choose Umbrella.UK Insolvency?

At Umbrella.UK Insolvency, we understand the complexities of small to medium sized business insolvency. Here’s why small business owners in Wilmslow, Cheshire, consistently trust and refer us for expert guidance:

  • Director-Led Expertise – Our experienced team of licensed insolvency practitioners provides personalised guidance tailored to your circumstances. Whether you need help with business closure, a company voluntary arrangement (CVA), or members voluntary liquidation (MVL), we’re here to assist.
  • Compassionate Support – Facing insolvency can be stressful. We offer compassionate support to guide you through the process, from understanding your options to implementing solutions. We’ll help you navigate everything from personal guarantees by directors to HMRC debts with empathy and understanding.
  • Assistance with HMRC Debt – If you’re struggling with HMRC debt, our team can help. We’ll work with you to negotiate repayment plans and explore options for managing your obligations to HMRC.
  • Help with Bounce Back Loans – Are you concerned about managing your Bounce Back Loan debt? We offer expert guidance to help you navigate this challenge and find a solution that works for your business.
  • Free Consultation – We offer a free initial consultation, either at our Wilmslow offices or another location convenient for you, or online by video call or telephone. This allows us to assess your situation and provide personalised advice to help you move forward.

Connect with Tom Fox and Umbrella.UK Insolvency

If your small business in the Cheshire area is facing financial difficulties, don’t hesitate to contact Umbrella.UK Insolvency for trusted and expert guidance. Whether you need assistance with business rescue, business closure, Bounce Back Loans or HMRC debt, we’re here to listen and offer non-judgemental advice and help.

Reach out today to schedule your free consultation, chat over coffee and take the first step toward securing the future of your business with confidence.



Phone: 0800 611 8888




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